Platform Offerings Financial Inclusion

Financial Inclusion

Domestic Money Transfer (DMT)

Domestic Money Transfer is a cash transfer administration that offers the office to transfer cash to any individual or a business that might be on the opposite side of the globe immediately.

Aadhaar Enabled Payment System (AEPS)

This system permits people to withdraw cash and enquire about bank balance using an aadhaar number and fingerprint. Like DMT, It is advantageous for local retailers and customers as they can go to the nearby local retailer store to withdraw cash. The retailer/distributor needs to connect the UIDAI certified biometric device with his computer or android smartphone to carry out the transactions.

Micro ATM (mATM)

Micro ATMs are portable man-handled point of sale terminals that can be deployed in any retail point, Kirana shops, or any stores. This device connects with iServeU's Android app-enabled smartphone through Bluetooth.

Hospital Cash Insurance Plan

Hospicash is a medical coverage wherein the client is secured for hospitalization costs for upto 30 days. Additionally, the Hospicash covers the sudden death or inability. It gives a fixed amount of sum every day during the period of hospitalization and this sum can be used as per the policy holder's needs.

Bharat Bill Payment System (BBPS)

Bharat bill pay system (BBPS) is a real-time bill payment system that is mandated by the RBI and managed by National Payments Corporation of India (NPCI). It provides the convenience of bill payment to its customers at any time and from anywhere. You can make safe and secure transactions through a network of agents. BBPS allows multiple payment channels with instant confirmation.

Micro Lending

Micro-lending is small ticket lending provided to the partners & retailers to enable business growth. This can be in the form of loans for funding devices and shop infrastructure, establishment loans, working capital loans or for new business expansion.

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Platform Offerings Investments


Options for Investors

Direct Plans of Mutual Funds

Option to invest (or switch) funds in direct mutual fund plans to earn higher returns on their portfolio.

Advisory and Financial Planning

Investment recommendations offered based on goals and risk appetite. Goal progress tracking feature enables investor to achieve financial well-being.


Surplus funds parked in this mode earn higher returns with flexibility to withdraw instantly. Redemption option is available 24x7 for 365 days.

Corporate Deposits

Invest in best Corporate FD's from reputed companies with high credit ratings. Relatively safe option to invest with higher returns.


Purchase government bonds, tax-free bonds, corporate bonds, perpetual bonds, etc. as best suited to investments goals.


Array of PMS products offered. Alongside, access to invest in best AIF funds run by various fund houses, wealth outfits, and boutique shops.

National Pension Scheme

Enhance your tax-free income by investing in NPS online.

Loan against Securities

Overdraft line against mutual funds, stocks, bonds and insurance holdings at competitive rate of interest.

High Yield Lending

Idle money in savings account of investors to be provided as loans to verified borrowers to earn higher interest rates.

Options for Distributors

White-Labelled Investment Platform

White labelled, web-based platform that supports investment in direct and regular mutual funds. Via the platform, your clients can buy, sell, redeem, or even switch.

Institutional Offerings

Corporate Treasury

Assistance to corporates in parking their idle funds more efficiently to gain adequate returns. Aid provided to plan working capital requirements, cash flow cycles, etc.

Analytics Solutions

Enabling private wealth outfits to showcase cutting-edge analytics and deep insights of their customer portfolios through fully automated engines. The solution reads competition reports and give analytics on multiple asset classes held across advisors.

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Credit Solutions

Secured & Unsecured Credit Solutions

Businesses need capital and we understand this better than anyone else.

At niyogin, we facilitate the growth of the Micro, Small and Medium enterprise businesses ( MSME sector) through a wide variety of financing options, quick turn-around times and a dedicated team of professionals.

We offer a wide variety of Secured loans ( such as Loan Against Property, Home Loans, Balance Transfer etc ) & Unsecured loans ( such as Business Loans, Working Capital loans, Retailer Loans, Loan Against Securities, Professional Loans, Overdraft facilities etc)

For Secured & Unsecured Loans - click here