Customer Loan Eligibility Portlet


We are niyogin

Sanskrit for “empowerment”, niyogin is born out of a deep understanding of the real problems faced by small businesses every day - beginning with collateral free access to credit.

  • SME Business Loan


    It’s not just about doing new things for us, but also about finding new ways to do existing things.

  • Enterprise Business Loans


    Capability to adapt to rapidly changing market dynamics – agility is an attitude in everything we do – it is our DNA.

  • Trustworthy


    Reliable, dependable, honest, with unimpeachable integrity in every action we take, whether it is for our partners, customers or employees.


What do we do?

We solve real problems that small businesses face for their financial needs every day. Whether it is collateral free access to credit for working capital, financing small projects, expanding businesses or purchasing inventory - we are there for you. Working through an efficient ecosystem of people and technology, we deliver timely access to credit with flexible tenures and at reasonable interest rates.

Business Loan

Easy SME financing

We service your need for collateral free business loans and working capital smartly.

Quick Business Loans

Real people for support

Our strong network of experienced partners helps small businesses grow to their potential.


Technology as an enabler

Innovative technology enables easy documentation and quick processes.


Work with us

Driven by meritocracy & collaboration, we drive ownership and accountability, making fast decisions and getting results.



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